Legal/Compliance References


NC S.A.F.E. Mortgage Licensing Act (Effective July 31, 2009) 

Repealed NC Mortgage Lending Act (Repealed as of July 31, 2009)

NC Rules (Administrative Code)

NC Interest Chapter 24

NC Predatory Lending Laws (NCGS 24-1.1E)

Final Guidance on Nontraditional Mortgage Product Risks

NCCOB Statement on Subprime Mortgage Lending

NC Notice of Amortization

Senate Bill 815

NC Prepayment Fees

Homeowners Protection Act of 1998

NC Mortgage and Deeds of Trust Chapter 45

US Dept of Housing and Urban Development

US Code of Federal Regulations

(RESPA) Statement of Policy 1999-1 (Regarding Lender Payments to Mortgage Brokers)

HUD Prohibition on Referral Fees

Residential Mortgage Fraud Act

HB 1817 (Effective 01/01/2008)

 

Rev. 5/4/2010

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