The North Carolina Office of the Commissioner of Banks (OCOB) charters, licenses or registers a variety of financial institutions within the State. These institutions can be divided into two distinct categories: Banking Institutions and Non-bank Financial Institutions.
Banking Institutions include all commercial banks, savings banks, savings & loan associations and non-depository trust companies chartered by this Office. It also includes all financial holding companies registered with this Office, and all companies performing fiduciary activities (trust operations) licensed by this Office.
Financial institutions include a variety of financial service companies that provide specialized money services within our State. Included in this group are Check Cashing Companies, Consumer Finance Companies, Money Transmitters, Mortgage Companies, Reverse Mortgage Lenders, and Tax Refund Anticipations Lenders.
Copy of the Calculation of Unimpaired Capital Memo responding to recent questions and concerns about the State's interpretation of North Carolina General Statute (NCGS) 53-1(9) wherein the unimpaired capital fund is defined.
A DeNovo Bank Study was created at the request of the NC Banking Commission to identify specific Metropolitan Statistical Area (MSA) in North Carolina and analyze the market to determine its capacity to support the growth of future state-chartered denovo bank charters. This study includes all denovo banks chartered in North Carolina from 1995 - 2006. Attached are the slides presented to the Banking Commission on November 15, 2006.
"A Regulator's View of Liquidity" By David Hanson, Chief Deputy Commissioner Presented to the NCBA Conference, Greensboro, NC on February 19, 2003.
Frequently Asked Questions (FAQ)
Latest News
Dennis Bellefeuille, Trust Team Leader for Bank Supervision at the NC office of the Commissioner of Banks, is to be honored on September 30, at 10:00 a.m., as Campbell University’s Alumni of the Year for the Lundy Fetterman School of Business.
Over the years, Dennis has made significant contributions to Campbell University, particularly in its trust area. He has taught classes in trust and employee benefits, and has several times chaired the Trust Asset Forum, an annual trust educational program sponsored by Campbell each year in Pinehurst. Many of our bank trust departments and nondepository trust company officers attend that forum each year for training.
Please join us in congratulating Dennis for this significant honor and achievement.